Mortgage Deals Guide D
A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - X - Z
Death Benefit
A sum paid when the insured life deceases.
Death in service benefit
A sum paid by an employer to beneficiaries if the insured person dies whilst still under their employment.
Decreasing Term Assurance
Decreasing Term Assurance indicates that the sum assured decreases over the term of the policy. This is commonly used to protect a capital & interest repayment mortgage, where the outstanding balance reduces during the life of the borrowing.
Deed
This is a legal document that shows who legally owns a property.
Direct Debit
This allows an organisation to take money directly for a persons bank account.
Discounted Mortgage
A discounted mortgage offers you reduced repayments for a given term. The lender gives a discount off a variable rate. For example, the variable rate may be 5% with a discount of 1% making your initial interest repayment rate 4%.
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Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured against it. You may have to pay an early repayment charge to your existing lender if you remortgage. The overall cost for comparison is 8.9% APR the actual cost will depend upon your circumstances.
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Mortgage Fix Ltd is a no longer a whole-of-market UK Independent Mortgage Broker. Full details of other advisers are available at the FSA web site www.fsa.gov.uk/register.
